Travel insurance is an essential part of preparing for your Mount Kilimanjaro climb. The mountain’s high altitude, unpredictable weather, and remote location mean that proper coverage is not optional—it’s a crucial safety requirement. Every climber should have a policy that protects them from medical emergencies, evacuation costs, and unexpected disruptions.

Before your trip, review your insurance carefully to confirm that it includes Mount Kilimanjaro-specific coverage.

High-Altitude Trekking Coverage (Up to 6,000m)

Not all travel insurance policies cover trekking above certain altitudes. Since Kilimanjaro’s summit stands at 5,895m, your insurance must clearly state coverage for:

  • High-altitude trekking up to at least 6,000 meters

  • Non-technical climbing, since Kilimanjaro does not require ropes or mountaineering gear

If this is missing, your claim may be denied.

Emergency Evacuation

In case of severe altitude sickness or an injury, emergency evacuation may be required. Evacuation services on Kilimanjaro can include:

  • Stretcher rescue

  • On-mountain evacuation

  • Ambulance transfers

  • Air evacuation to a major hospital

Your policy should cover full rescue and evacuation costs from remote and high-altitude areas.

Medical Treatment

Your insurance must include:

  • Hospital care in Tanzania

  • Doctor consultations

  • Medication

  • Emergency medical procedures

  • Continued treatment if you develop altitude sickness or trekking injuries

Medical facilities in mountain regions are limited, so proper coverage ensures access to quality healthcare when needed.

Trip Cancellation or Interruption

Life is unpredictable—illness, family emergencies, flight disruptions, or work-related issues can affect your travel plans. Your policy should cover:

  • Trip cancellation before departure

  • Trip interruption during the climb

  • Refunds for prepaid services

This protects your financial investment in flights, hotels, and tour packages.

Lost or Delayed Baggage

Your gear is essential for the climb. Travel insurance with baggage coverage helps recover costs if:

  • Your luggage is delayed

  • Bags are lost in transit

  • Important equipment is damaged

Having this coverage ensures you can rent or replace items without unexpected expenses.

Verify Mount Kilimanjaro Coverage

Before purchasing, make sure your insurance provider specifically states:

  • Coverage for Mount Kilimanjaro

  • Coverage for trekking up to 6,000m

  • Coverage for emergency evacuation and high-altitude rescue

This avoids any confusion in case you need support during the expedition.